Part of being smart about your business is anticipating risk and guarding your assets against the unexpected, whether that’s a cyber attack or an employee’s mistake. Knowing that you can safeguard your business even when things go wrong creates piece of mind for you, your employees and your partners. As an independent insurance agency in Atlanta, The Henry Agency works with a variety of carriers to locate the best business insurance coverage for your needs.
The Henry Agency is a long-standing member of the Atlanta business community and understands the local marketplace, as well as the needs of different types of businesses. There is a variety of options for business insurance, with varying rates, terms and benefits. We look forward to being your guide through the available choices and being there as your advocate when you need us.
General Liability Insurance
Also known as commercial liability insurance, this broad policy covers a business’s liability exposures.
Professional Liability Insurance (Errors & Omissions)
Protects your business against legal losses accrued by the professional negligence or errors of anyone in your employ that cause injury or damage to clients or a third party. Licensed professionals, such as attorneys, accountants, technologists, insurance agents, architects and engineers are especially in need of this type of insurance.
Employment Practices Liability Insurance (EPLI)
Covers liabilities related to employment other than on-the-job injuries. Such liabilities might include legal fees and damages for suits brought for discrimination, wrongful termination, sexual harassment and other alleged violations of an employee’s rights. This type of coverage is important for any business with employees.
Directors and Officers Insurance (D&O)
Protects the directors and officers of your company against liability from mistakes – negligence, misleading information, omissions – that result in lawsuits against the company. The Henry Agency can guide you through the variety of Directors and Officers coverage, which can be extended to include coverage for employment practices liability as well.
In today’s world of frequent data breaches and cyber hostage-taking, insurance to protect against this kind of loss becomes more important every day. If you have a business that stores sensitive information on computers or a server, you’ll want protection from the legal liabilities of compromising this information via an electronic or paper leak.
Business Auto Insurance
Covers a combination of vehicle types and a company’s drivers, as well as motorized equipment. It includes bodily injury liability and property damage accrued while operating a company automobile, as well as medical payments for the driver and passengers of the policyholder’s car.
Commercial Umbrella Insurance
This policy protects your assets by providing liability coverage on top of your other insurance policies. The Henry Agency can help you assess whether or not this policy is needed for your business.